*3.99% Fixed Rate FHA/VA/RD (4.741% APR) financing is available only through builders' preferred lender (CrossCountry Mortgage, LLC | NMLS3029) on select homes in El Paso and Santa Teresa and surrounding areas with a New Purchase Contract (New Home Agreement of Sale) written after September 17, 2024, and approved by Hakes Brother’s management. Loan must fund by December 13, 2024. Loan products are subject to credit and property approval. APR varies based on program type. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all areas or for all amounts. This is not a commitment to lend. Other restrictions and limitations apply. NMLS Consumer Access Link: www.nmlsconsumeraccess.org. Eligibility is based on primary residences only, 640 FICO score or higher required. *3.99% rate is based on a builder paid forward commitment to buy-down the market rate. Offer valid for select homes on loans funded on or before December 13, 2024; see your builder representative for further details on expiration terms and available homesites. This offer is available for a limited time only. May not be able to be combined with other available Hakes Brothers offers or discounts. Borrower is not required to finance through CrossCountry Mortgage, LLC, but use CrossCountry Mortgage, LLC to receive incentives. Hakes Brothers is an Equal Housing Opportunity builder.