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*4.75% Fixed Rate FHA/VA (5.48% APR) financing is available only through builders' preferred lender (Mortgage Pros Home Lending NMLS ID #309573) on select homes in Texas Rio Grande Valley Areas with a New Purchase Contract (New Home Agreement of Sale) written between June 24th, 2025 to September 30th, 2025, and approved by Hakes Brother’s management. Home must close within 60 days of contract execution. Loan products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all areas or for all amounts. This is not a commitment to lend. Other restrictions and limitations apply. NMLS Consumer Access Link: www.nmlsconsumeraccess.org. Eligibility is based on primary residences only, 640 FICO score or higher required. *4.75% rate is based on a builder paid forward commitment to buy-down the market rate. Offer valid for select homes on loans closed on or before 60 days from contract date; see your builder representative for further details on expiration terms and available homesites. This offer is available for a limited time only. May not be able to be combined with other available Hakes Brothers offers or discounts. Borrower is not required to finance through Mortgage Pros, but must use Mortgage Pros, to receive incentives. Hakes Brothers is an Equal Housing Opportunity builder. The offer to pay $5,000 closing costs does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments.  Pre-payments of HOA assessments are typically subject to lender limits.

This offer may not be available in conjunction with other offers, promotions or price discounts. Directions Home Loans NMLS ID# 214519.. All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Other restrictions and limitations apply. *Scenario is an estimate and is based on primary residences only, 640 FICO score and a 2/1 buydown on a $335,210 purchase price with an FHA 30-year agreement (360 months) fixed rate loan amount of $323,477 at 96.5% LTV. Year 1 (0-12 months) rate at 2.99%, APR of 5.48%, and monthly payment of $1,968; year 2 (13-24 months) rate of 3.99%, APR of 5.48%, and monthly payment of $2151; and a year 3-30 (25-360 months) rate of 4.99%, APR of 5.48%, and monthly payment of $2,347. Monthly payments include principal, interest, Taxes, Homeowners Insurance and mortgage insurance. Example payment does not include HOA dues if applicable, and payment obligation may be greater. **4.99% rate is based on a builder paid forward commitment to buydown the market rate. The forward commitment is offered on government loans for primary residences only. Offer valid on select Hakes Brothers homes on loans closed on or before May 31st, 2025; see our New Home Advisor for further details on expiration terms and available homes. This is not a commitment to lend. Offers and incentives require financing with Mortgage Pros Home Lending.

*Up to $20,000 flex cash financing incentive may be applied toward: payment of closing costs, buying down the interest rate on your mortgage loan or design upgrades at the design center, etc. and does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments.  Consult with a New Home Advisor for more details. Available only through builders' preferred lender (Mortgage Pros Home Lending NMLS ID #309573) on select Hakes Brothers homesites in the Monte Cielo community with a New Purchase Contract (New Home Agreement of Sale) written between April 30th and June 30th, 2025, and approved by Hakes Brother’s management. Home must close within 60 days of contract execution. Homesite premium discounts are only available on select Hakes Brothers home sites in the Monte Cielo community. Please see new home advisor for more details.