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* Available only when you close on a home in the Paloma Ranch community pursuant to a contract you sign on or between September 27-28, 2025.   The offer to pay closing costs does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments.  Pre-payments of HOA assessments are typically subject to lender limits. Prices, plans, and terms are effective on the date of publication and subject to change without notice. 

 ** Available only when you close on a home in the Heights at Riverbend community pursuant to a contract you sign on or between September 27-28, 2025.   The offer to pay closing costs does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments.  Pre-payments of HOA assessments are typically subject to lender limits. Prices, plans, and terms are effective on the date of publication and subject to change without notice.   

***Available only when you close on a home in the Monte Cielo community pursuant to a contract you sign on or between September 27-28, 2025. Receipt of interest rate is contingent upon buyer closing a loan with our affiliated lender, Inspire Home Loans, and is subject to limits. The offer to pay closing costs does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments. Pre-payments of HOA assessments are typically subject to lender limits. The combined value of seller incentives, credits and other seller contributions may exceed lender limits established for the loan program for which buyer qualifies. Homebuyer should ask his or her lender about the impact of such limits. Prices, plans, and terms are effective on the date of publication and subject to change without notice. *For information about loan rates, payments, terms and availability of these loan programs, please contact Mortgage Pros. *4.75% Fixed Rate FHA/VA (5.48% APR) financing is available only through builders' preferred lender (Mortgage Pros Home Lending NMLS ID #309573) on select homes in Texas Rio Grande Valley Areas with a New Purchase Contract (New Home Agreement of Sale) written between September 27, 2025 – September 28, 2025, and approved by Hakes Brother’s management. Home must close within 60 days of contract execution. Loan products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all areas or for all amounts. This is not a commitment to lend. Other restrictions and limitations apply. NMLS Consumer Access Link: www.nmlsconsumeraccess.org. Eligibility is based on primary residences only, 640 FICO score or higher required. 4.75% rate is based on a builder paid forward commitment to buy-down the market rate. Offer valid for select homes on loans closed on or before 60 days from contract date; see your builder representative for further details on expiration terms and available homesites. This offer is available for a limited time only. May not be able to be combined with other available Hakes Brothers offers or discounts. Borrower is not required to finance through Mortgage Pros, but must use Mortgage Pros, to receive incentives. Hakes Brothers is an Equal Housing Opportunity builder. This offer may not be available in conjunction with other offers, promotions or price discounts. Mortgage Pros Home Lending NMLS ID #309573 All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Other restrictions and limitations apply. This offer may not be available in conjunction with other offers, promotions or price discounts. Mortgage Pros Home Lending NMLS ID #309573 All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Other restrictions and limitations apply. *Scenario is an estimate and is based on primary residences only, 640 FICO score and a 3/2/1 buydown on a $335,210 purchase price with an FHA 30-year agreement (360 months) fixed rate loan amount of $323,477 at 96.5% LTV. Year 1 (0-12 months) rate at 1.75%, APR of 5.48%, and monthly payment of $1,156; year 2 (13-24 months) rate of 2.75%, APR of 5.48%, and monthly payment of $2,151; year 3 (25-36 months) rate of 3.75%, APR of 5.48%, and monthly payment of $1,498; and a year 4-30 (37-360 months) rate of 4.75%, APR of 5.48%, and monthly payment of $1,687. Payment includes monthly taxes, mortgage insurance and hazard insurance. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through September 28th.

****Available only when you close on a home in the Alberta Heights community pursuant to a contract you sign on or between September 27-28, 2025. Receipt of interest rate is contingent upon buyer closing a loan with our affiliated lender, Inspire Home Loans, and is subject to limits. The offer to pay closing costs does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments. Pre-payments of HOA assessments are typically subject to lender limits. The combined value of seller incentives, credits and other seller contributions may exceed lender limits established for the loan program for which buyer qualifies. Homebuyer should ask his or her lender about the impact of such limits. Prices, plans, and terms are effective on the date of publication and subject to change without notice. *For information about loan rates, payments, terms and availability of these loan programs, please contact Mortgage Pros. *4.75% Fixed Rate FHA/VA (5.48% APR) financing is available only through builders' preferred lender (Mortgage Pros Home Lending NMLS ID #309573) on select homes in Texas Rio Grande Valley Areas with a New Purchase Contract (New Home Agreement of Sale) written between September 27, 2025 – September 28, 2025, and approved by Hakes Brother’s management. Home must close within 60 days of contract execution. Loan products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all areas or for all amounts. This is not a commitment to lend. Other restrictions and limitations apply. NMLS Consumer Access Link: www.nmlsconsumeraccess.org. Eligibility is based on primary residences only, 640 FICO score or higher required. 4.75% rate is based on a builder paid forward commitment to buy-down the market rate. Offer valid for select homes on loans closed on or before 60 days from contract date; see your builder representative for further details on expiration terms and available homesites. This offer is available for a limited time only. May not be able to be combined with other available Hakes Brothers offers or discounts. Borrower is not required to finance through Mortgage Pros, but must use Mortgage Pros, to receive incentives. Hakes Brothers is an Equal Housing Opportunity builder. This offer may not be available in conjunction with other offers, promotions or price discounts. Mortgage Pros Home Lending NMLS ID #309573 All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Other restrictions and limitations apply. This offer may not be available in conjunction with other offers, promotions or price discounts. Mortgage Pros Home Lending NMLS ID #309573 All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Other restrictions and limitations apply. *Scenario is an estimate and is based on primary residences only, 640 FICO score and a 3/2/1 buydown on a $335,210 purchase price with an FHA 30-year agreement (360 months) fixed rate loan amount of $323,477 at 96.5% LTV. Year 1 (0-12 months) rate at 1.75%, APR of 5.48%, and monthly payment of $1,156; year 2 (13-24 months) rate of 2.75%, APR of 5.48%, and monthly payment of $2,151; year 3 (25-36 months) rate of 3.75%, APR of 5.48%, and monthly payment of $1,498; and a year 4-30 (37-360 months) rate of 4.75%, APR of 5.48%, and monthly payment of $1,687. Payment includes monthly taxes, mortgage insurance and hazard insurance. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through September 28th.

*****Available only when you close on a home in the Taylor Creek Village community pursuant to a contract you sign on or between September 27-28, 2025. Receipt of interest rate is contingent upon buyer closing a loan with our affiliated lender, Inspire Home Loans, and is subject to limits. The offer to pay closing costs does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments. Pre-payments of HOA assessments are typically subject to lender limits. The combined value of seller incentives, credits and other seller contributions may exceed lender limits established for the loan program for which buyer qualifies. Homebuyer should ask his or her lender about the impact of such limits. Prices, plans, and terms are effective on the date of publication and subject to change without notice. *For information about loan rates, payments, terms and availability of these loan programs, please contact Mortgage Pros. *4.75% Fixed Rate FHA/VA (5.48% APR) financing is available only through builders' preferred lender (Mortgage Pros Home Lending NMLS ID #309573) on select homes in Texas Rio Grande Valley Areas with a New Purchase Contract (New Home Agreement of Sale) written between September 27, 2025 – September 28, 2025, and approved by Hakes Brother’s management. Home must close within 60 days of contract execution. Loan products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all areas or for all amounts. This is not a commitment to lend. Other restrictions and limitations apply. NMLS Consumer Access Link: www.nmlsconsumeraccess.org. Eligibility is based on primary residences only, 640 FICO score or higher required. 4.75% rate is based on a builder paid forward commitment to buy-down the market rate. Offer valid for select homes on loans closed on or before 60 days from contract date; see your builder representative for further details on expiration terms and available homesites. This offer is available for a limited time only. May not be able to be combined with other available Hakes Brothers offers or discounts. Borrower is not required to finance through Mortgage Pros, but must use Mortgage Pros, to receive incentives. Hakes Brothers is an Equal Housing Opportunity builder. This offer may not be available in conjunction with other offers, promotions or price discounts. Mortgage Pros Home Lending NMLS ID #309573 All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Other restrictions and limitations apply. This offer may not be available in conjunction with other offers, promotions or price discounts. Mortgage Pros Home Lending NMLS ID #309573 All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Other restrictions and limitations apply. *Scenario is an estimate and is based on primary residences only, 640 FICO score and a 3/2/1 buydown on a $335,210 purchase price with an FHA 30-year agreement (360 months) fixed rate loan amount of $323,477 at 96.5% LTV. Year 1 (0-12 months) rate at 1.75%, APR of 5.48%, and monthly payment of $1,156; year 2 (13-24 months) rate of 2.75%, APR of 5.48%, and monthly payment of $2,151; year 3 (25-36 months) rate of 3.75%, APR of 5.48%, and monthly payment of $1,498; and a year 4-30 (37-360 months) rate of 4.75%, APR of 5.48%, and monthly payment of $1,687. Payment includes monthly taxes, mortgage insurance and hazard insurance. HOA assessments are additional and not included in the above payment. Interest rates, payments, terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Loan program is available through September 28th.